What is Medicare?

Click on words in blue for definitions.


Medicare is America’s national health insurance plan that covers medically necessary care.



Medicare has 5 parts. Part A & Part B are the basic benefits.


Part A – helps cover the cost of inpatient care in a hospital or skilled nursing facility, skilled home care and Hospice care. In 2020 there is a $1,408 deductible for each separate inpatient hospitalization.


Part B – covers 80% of approved payments for physician services, out-patient services, durable medical equipment and other medical services, including medications when administered to you. You are responsible to pay the 20% balance. In addition, there is a $198 deductible for 2020.


Part C – Medicare Advantage Plans cover all of the benefits of Part A and Part B and usually include Part D Prescription Drug coverage, as well as other benefits.


Part D – Prescription Drug Plans help cover the cost of prescription drugs.


Part E – Covers Medicare Supplement Plans and miscellaneous provisions.